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.) Once inside my apartment I guide Ron to my bedroom and embraced him tightly, Ron responded saying softly '...before we go any farther lets get that other matter out the way. I stepped back and counted out seven twenty dollar bills and laid them on the bed. Ron smiled and begin to undress, he removed his shirt first than sat on the bed and removed his tennis and stood to remove his jeans. As he sk** them off he gathered up the bills and stuck them in his pocket, he folded his pants and laid. So what about banks?”“Same thing. Ditch FDIC insurance and let the banks buy depositor insurance on the open market. Or, let depositors buy it themselves. The insurance companies would rate the banks and set their rates appropriately. And investors would know how risky a bank was based on the insurance rates.”“I’m not sure how well that would work. What if an insurance company went bankrupt?”“There’s something called ‘reinsurance’ that helps spread the risk. And insurance companies want to stay. You are not even going to tell them who you are going with?”“I don’t want them grilling me about us getting back together.”“Oh, OK.”I locked up the house and we headed out. For the first half hour, we drove, heading out of town while he asked me all about my vacation. I told him about my surfing and going to a concert, but left out the part where I was fucked by half the boys on Padre Island.“Terry, where are we going? I have never been out here.”“Brandon’s parents bought some land out this way. It takes some doing. For me and Haley, not so much, but including Deena, well, a bit. Haley’s got this delightful habit of coming up behind me and hugging me. I like it. Deena adopted it. Haley’s hands roam a bit. Thankfully, Deena’s don’t.Haley and I are circumspect about dressing when we come out of the bedroom after showering in the master bath together.“Do y’all ALWAYS shower together?” Deena queried.I had no powers of speech.Haley did. “Uh-huh. Saves water.”Deena’s mouth made a smirk. “Uh,.
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